Legal Disclosures

Important

Please read all disclosures carefully before entering into any agreement with FirstCapitolHomebuyers.com. These disclosures are provided to ensure you are fully informed about the nature of our transactions and your rights as a Missouri property seller.

Real Estate Investment Disclosure

FirstCapitolHomebuyers.com owned and operated by FC Homebuyers LLC operates as a real estate investment company. We purchase residential properties directly from homeowners for investment purposes, including renovation and resale, rental, or other investment strategies. We are not acting as your real estate agent or broker in any transaction.

We are not a licensed real estate brokerage. One of our principals holds an active Missouri real estate license, and another holds a real estate license in a state other than Missouri. However, in any transaction with you, all of our principals act solely as investors purchasing for our own account, not as licensed agents representing your interests, and no agency relationship is created between us.

As a real estate investor, our goal is to purchase your property at a price that allows us to profit from the transaction after accounting for renovation costs, holding costs, and resale expenses. Our cash offers are typically 70–80% of a property's estimated after-repair value (ARV), which is lower than full retail market value. You have the right to seek independent professional advice before accepting any offer.

We strongly encourage all sellers to consult with an independent, licensed real estate professional or attorney before entering into any purchase agreement with us, especially if you are unfamiliar with real estate transactions, are in financial distress, or are part of a probate or estate proceeding.

Missouri Seller Advisory

Under Missouri law, you as the property seller are entitled to certain protections and have specific rights in any real estate transaction. The following advisories are provided in accordance with Missouri real estate practice standards.

Your Right to Independent Representation

You have the right to be represented by a licensed Missouri real estate agent or attorney of your choosing at any time during the transaction. FirstCapitolHomebuyers.com does not discourage, limit, or penalize sellers who seek independent legal or real estate counsel. Any cost of independent representation is yours to bear, but we consider it a healthy part of an informed transaction.

Seller Disclosure and As-Is Sales

Under Missouri law, sellers may be held liable for fraud or misrepresentation for knowingly concealing material defects in residential property. We purchase properties as-is and do not require you to complete a seller's disclosure form. However, buying as-is does not eliminate your legal duty to be truthful, you should never conceal or misrepresent known problems with the property if asked. If you are unsure about your disclosure obligations, we encourage you to consult an attorney.

As-Is Purchase Acknowledgment

Our purchase offers are made on an "as-is" basis. This means we are accepting the property in its current condition, including all known and unknown defects, and we do not require you to make any repairs. Our offer price reflects our assessment of the cost to bring the property to market-ready condition. You are not waiving your disclosure obligations by selling as-is; you are confirming that we accept the property regardless of its condition.

Right to Cancel

Our purchase agreements include a review period during which you may cancel the agreement without penalty. The specific cancellation terms will be stated clearly in your purchase agreement. We do not use high-pressure tactics or impose unreasonable cancellation penalties. If you have any concerns about the cancellation terms in your agreement, please consult an attorney before signing.

Equity and Fair Market Value Advisory

Cash offers from real estate investors like FirstCapitolHomebuyers.com are typically below the property's full retail fair market value. This discount exists because we absorb the risk, cost, and time associated with renovating and reselling the property, and we provide you with speed, certainty, and convenience that a traditional market sale cannot guarantee.

We encourage you to consider the full picture when evaluating our offer. A traditional market sale may yield a higher gross sale price, but it typically involves realtor commissions (5–6%), repair costs, carrying costs during the listing period, and the risk of buyer financing falling through. Many sellers find that after accounting for these costs and the time value of money, a cash offer provides comparable or superior net proceeds.

You are under no obligation to accept our offer. We provide a free, no-obligation cash offer as a service to homeowners who want to understand their options. Reviewing our offer does not bind you to sell your property to us.

Contact Form & Data Use Disclosure

When you submit a request for a cash offer through our website, you are providing your contact information and property details to FirstCapitolHomebuyers.com primarily to evaluate your property and prepare a cash purchase offer. We may also follow up with you about your inquiry and our services, as described in our Privacy Policy, and you can opt out of communications at any time. We do not sell your personal information to third parties.

By submitting the form, you consent to being contacted by FirstCapitolHomebuyers.com via email or phone for purposes directly related to your cash offer request. You may opt out of further contact at any time. Please see our Privacy Policy for complete details on how we collect, use, and protect your information.

No Guarantee of Purchase Offer

Submitting your property information through our website does not guarantee that we will make a purchase offer. We reserve the right to decline to make an offer on any property for any reason, including but not limited to property condition, location, title issues, or current market conditions.

Any verbal or preliminary estimate of value is not a binding offer. A binding purchase offer will only be made in writing, signed by an authorized representative of FirstCapitolHomebuyers.com, and delivered to you directly.

Contact Us

If you have questions or concerns about these disclosures, please contact us: